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Send money home from the US: transfer services for immigrants

Filters · Send money home
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Amount to sendAny amount
How to send

16 offers found

Panda Remit

Transfers to China and Asia

Transfer fee
$6.99
You need
Taxpayer ID and photo ID

Send: online · Receive: bank account, mobile wallet, cash pickup

on the Panda Remit website

Send money
Remitly

Remitly

Online to 175+ countries

Transfer fee
$1.99 to a bank in Mexico
Send limit
Up to $300,000 per transfer
You need
Government-issued ID

Send: online · Receive: bank account, cash pickup, mobile wallet, home delivery, debit card

on the Remitly website

Send money
WorldRemit

WorldRemit

Africa and Asia, mobile money

Transfer fee
Fee shown before you pay
Send limit
Up to $5,000 per transfer by card
You need
Photo ID, foreign passport OK

Send: online · Receive: bank account, cash pickup, mobile wallet

on the WorldRemit website

Send money
Western Union

Western Union

Online and in stores

Where
Online and at agents
Send limit
Up to $50,000 once verified
You need
Government-issued ID

Send: online, in person · Receive: bank account, cash pickup, mobile wallet, home delivery, debit card

on the Western Union website

Send money

Xoom

SSN not required

Transfer fee
$0 when paying with PYUSD
Send limit
$2,999-50,000 per 24 h by level
You need
SSN or photo ID

Send: online · Receive: bank account, debit card, mobile wallet, cash pickup, home delivery

on the Xoom website

Send money
Sendwave

Sendwave

Simple app, debit card

Transfer fee
Shown before you send
You need
Photo ID and debit card

Send: online · Receive: bank account, cash pickup, mobile wallet

on the Sendwave website

Send money
BOSS Money

BOSS Money

App and partner stores

Transfer fee
$0 on first 3 transfers
Where
App or partner stores
Send limit
$10 to $5,000 in the app

Send: online, in person · Receive: bank account, cash pickup, mobile wallet, home delivery, debit card

on the BOSS Money website

Send money
Félix Pago

Félix Pago

Send money through WhatsApp

Transfer fee
$2.99 to a bank in Mexico, first $0
Send limit
Up to $2,999 a day once verified
You need
WhatsApp and a U.S. number, no SSN

Send: online · Receive: bank account, cash pickup, mobile wallet

on the Félix Pago website

Send money

Intermex

Latin America, in cash or online

Transfer fee
From $2.99, $0 first
Where
5,000+ U.S. locations
Send limit
Up to $2,999 a day online

Send: online, in person · Receive: cash pickup, bank account, home delivery, mobile wallet

on the Intermex website

Send money
LemFi

LemFi

Transfers to Africa and Asia

Transfer fee
$0 to Nigeria, Ghana, Kenya
You need
Photo ID and a selfie

Send: online · Receive: bank account, mobile wallet

on the LemFi website

Send money
MoneyGram

MoneyGram

23,000+ U.S. locations

Transfer fee
$0 first transfer
Where
Online, app, 23,000+ U.S. locations
You need
Photo ID, passport accepted

Send: online, in person · Receive: cash pickup, bank account, mobile wallet, debit card, home delivery

on the MoneyGram website

Send money
Pangea Money Transfer

Pangea

Up to $1,000 without ID

Transfer fee
Mexico: $1.95 to a bank
Send limit
Up to $2,999 per transfer
You need
U.S. phone; ID above $1,000

Send: online · Receive: bank account, cash pickup, mobile wallet, debit card

on the Pangea Money Transfer website

Send money
Taptap Send

Taptap Send

80+ countries in one app

Transfer fee
Shown before you send
Send limit
Up to $10,000 per transfer
You need
Photo ID, any country's passport

Send: online · Receive: bank account, cash pickup, mobile wallet, home delivery, debit card

on the Taptap Send website

Send money
Viamericas

Viamericas

Cash at local agents

Where
Agents in 50 states and D.C.
You need
U.S. resident, 18+, ID check

Send: online, in person · Receive: cash pickup, bank account

on the Viamericas website

Send money
Wise

Wise

Mid-market exchange rate

Transfer fee
$7.67 on $1,000 to Mexico (ACH)
Where
Online and app only
Send limit
Up to $50,000 a day by ACH

Send: online · Receive: bank account, mobile wallet, debit card

on the Wise website

Send money
Ria

Ria

Online, WhatsApp and in person

Transfer fee
First transfer at a promo rate
Send limit
Up to $30,000 per 30 days by bank or card

Send: online, in person · Receive: bank account, cash pickup, mobile wallet, home delivery, debit card

on the Ria website

Send money

Questions people ask

How much does it cost to send money to Mexico from the US?

It depends on the service, the amount, how you pay and how your family receives it. Examples from each service's site as of November 12, 2026: Remitly charges $1.99 to send $500 to a bank account with a debit card, Pangea $1.95, Taptap Send $1.99 and Félix Pago $2.99 to a bank account; cash pickup usually costs about $2 more. Besides the fee, compare the exchange rate: how many pesos your family gets in the end.

Can I send money without a Social Security number?

Yes. Félix Pago does not ask for a Social Security number: you need WhatsApp, a US phone number and, to raise your limit, a passport or a matrícula consular. Taptap Send accepts a passport from any country, WorldRemit a U.S. or foreign passport, and MoneyGram a passport as ID. With Xoom you can send up to $2,999 in 24 hours with just your profile details.

Where can I send money in person and pay in cash?

At Western Union agent locations, MoneyGram (more than 23,000 locations in the US, for example Walmart and CVS), Intermex (more than 5,000 locations), Viamericas agents, Ria locations and stores that work with BOSS Money. Since 2026, transfers paid in cash carry a 1% federal tax: for example, $5 on $500.

How much money can I send at once?

It depends on the service and on how far you have verified your identity. With Western Union you can send about $3,000 without extra verification and up to $50,000 after it. Xoom has three levels: $2,999, $10,000 and $50,000 in 24 hours. Taptap Send allows up to $10,000 per transfer, and Félix Pago up to $2,999 a day after you verify your identity.

How can my family receive the money?

Depending on the country and the service: to a bank account, in cash at a pickup point, to a mobile wallet, to a debit card or by home delivery. Remitly, for example, delivers to the door in the Dominican Republic, the Philippines and Vietnam. Wise sends only to bank accounts, cards and wallets, with no cash pickup.