Chime Card
No fees, no minimum deposit
- APR
- 0%
- Annual fee
- $0
- Deposit
- No minimum
Apply now
on the Chime website
on the Chime website
Credit cards for immigrants in the US
Filters · Credit card
22 offers found
Capital One Platinum Secured
Accepts ITIN
- APR
- 29.24% variable
- Annual fee
- $0
- Deposit
- $49 / $99 / $200
Apply now
on the Capital One website
on the Capital One website
Yendo
Must own a car
- APR
- Up to 35.88%
- Annual fee
- $40
- Deposit
- Car as collateral
Apply now
on the Yendo website
on the Yendo website
American Express Global Card Transfer
For Amex cardholders abroad
- You need
- Amex card 3+ months
Apply now
on the American Express website
on the American Express website
Discover it Student Cash Back
Students, 0% intro APR
- APR
- 0% for 6 months, then 16.74%-25.74%
- Annual fee
- $0
- Min. credit score
- Not required
Apply now
on the Discover website
on the Discover website
Bank of America Customized Cash Rewards Secured
Secured, up to 3% cash back
- APR
- 27.74% variable
- Annual fee
- $0
- Deposit
- $200-$5,000
Apply now
on the Bank of America website
on the Bank of America website
Chase Freedom Rise
No credit history needed
- APR
- 18.49%-27.99% variable
- Annual fee
- $0
- You need
- US home address
Apply now
on the Chase website
on the Chase website
TD Cash Secured Credit Card
3% cash back category
- APR
- 26.74% variable
- Annual fee
- $29
- Deposit
- $300-$5,000
Apply now
on the TD Bank website
on the TD Bank website
Truist Enjoy Cash Secured Visa
Up to 3% cash back
- APR
- 26.99% variable
- Annual fee
- $0
- Deposit
- Equal to your limit
Apply now
on the Truist website
on the Truist website
Navy Federal cashRewards Secured Credit Card
6-month upgrade review
- APR
- 18.00% variable
- Annual fee
- $0
- Deposit
- $200-$5,000
Apply now
on the Navy Federal website
on the Navy Federal website
Regions Explore Visa Credit Card
Deposit from $250
- APR
- 26.74% variable
- Annual fee
- $29
- Deposit
- From $250
Apply now
on the Regions website
on the Regions website
Varo Believe Card
No minimum deposit
- APR
- No interest
- Annual fee
- $0
- Deposit
- No minimum
Apply now
on the Varo website
on the Varo website
Neighborhood Trust FCU Community Card (share-secured)
Accepts ITIN
- APR
- From 9.50%
- Annual fee
- $25
- You need
- SSN or ITIN
Apply now
on the Neighborhood Trust FCU website
on the Neighborhood Trust FCU website
Questions people ask
Can immigrants get a credit card in the US?
Yes. With an SSN you can apply for most starter and secured cards. With an ITIN the choice is smaller: Capital One accepts an ITIN on several cards, including its secured card. With only a passport, cards are rare.
What is the easiest first credit card with no credit history?
Usually a secured card. You put down a refundable deposit, the bank gives you a credit line, and your payments go to the credit bureaus. Compare the deposit, the annual fee and whether the card can move to a regular card later.