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ITIN mortgages and home loans for immigrants

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7 offers found

Angel Oak Mortgage Solutions

Angel Oak ITIN Mortgage Loan

ITIN mortgage, via broker

Down payment
20% (max LTV 80%)
Min. credit score
640
Loan amount
Up to $750,000

on the Angel Oak Mortgage Solutions website

First National Bank of America

FNBA ITIN Home Loans

ITIN mortgage, all states

Down payment
15%
You need
ITIN, no SSN needed
Where
All 50 states

on the First National Bank of America website

First Federal Bank of Kansas City

First Federal Bank of Kansas City ITIN Mortgage Program

ITIN mortgage, Kansas City

Down payment
From 10.01%
Min. credit score
From 620
Loan amount
Up to $484,350

Only: MO, KS

on the First Federal Bank of Kansas City website

Peak Credit Union ITIN Mortgage Program

ITIN mortgage, WA and OR

Down payment
10% (max LTV 90%)
Where
Washington, Oregon

Only: WA, OR

on the Peak Credit Union website

Seattle Credit Union

Seattle Credit Union Path to Ownership (ITIN mortgage)

ITIN mortgage, Washington

Down payment
10% (max LTV 90%)
Min. credit score
620
You need
ITIN held 2+ years

Only: WA

on the Seattle Credit Union website

Redwood Credit Union

Redwood Credit Union ITIN Mortgage

ITIN mortgage, Northern California

Down payment
20%
Min. credit score
620
You need
ITIN + work permit or visa

Only: CA

on the Redwood Credit Union website

Chase

Chase International Relocation Mortgage

Relocating for work

Down payment
20%; 10.01-15% by exception
You need
SSN + legal US residency

on the Chase website

Questions people ask

Can I get a mortgage with an ITIN?

Yes. FNBA lends with an ITIN in all 50 states, with 15% down. Angel Oak works through mortgage brokers, with 20% down and a 640 score. Peak, Seattle and Redwood credit unions and First Federal Bank of Kansas City lend only in their own states.

How much down payment do I need for an ITIN mortgage?

On this page it is from 10% to 20%: 10% at Peak and Seattle credit unions, from 10.01% at First Federal Bank of Kansas City, 15% at FNBA, 20% at Angel Oak and Redwood.