Upgrade
Soft credit check
- APR
- 7.74-35.99%
- Loan amount
- $1,000-50,000
- Term
- 24-84 months
Apply now
on the Upgrade website
on the Upgrade website
Personal loans for immigrants in the US
Amount$100 - $100,000+
Filters · Personal loan
Amount$100 - $100,000+
23 offers found
Oportun
Loans from $300
- APR
- 36% max
- Loan amount
- $300-10,000
- Term
- 12-54 months
Apply now
on the Oportun website
on the Oportun website
Latino Community Credit Union
North Carolina residents
- APR
- 16.00% (signature)
- Loan amount
- Up to $20,000
- Term
- 6-48 months
Only: NC
Apply now
on the Latino CCU website
on the Latino CCU website
Fibre Federal Credit Union
Same rate as with SSN
- Term
- 12-60 months
Only: WA, OR
Apply now
on the Fibre FCU website
on the Fibre FCU website
Happen Bank Personal Loan (formerly LendingClub)
Up to $75,000 for 84 months
- APR
- 5.96-35.99%
- Loan amount
- $1,000-75,000
- Term
- 24-84 months
Apply now
on the Happen Bank website
on the Happen Bank website
Prosper Personal Loan
Credit score 640+
- APR
- 8.99-35.99%
- Loan amount
- $2,000-50,000
- Term
- 2-6 years
Apply now
on the Prosper website
on the Prosper website
LendingPoint Personal Loan
Loans from $1,000
- APR
- 7.99-35.99%
- Loan amount
- $1,000-36,500
- Term
- 24-72 months
Apply now
on the LendingPoint website
on the LendingPoint website
Achieve Personal Loan
Credit score 560+
- APR
- 6.25-35.99%
- Loan amount
- $5,000-50,000
- Term
- 24-60 months
Apply now
on the Achieve website
on the Achieve website
Discover Personal Loan
No fees
- APR
- 6.99-24.99%
- Loan amount
- $2,500-40,000
- Term
- 36-84 months
Apply now
on the Discover website
on the Discover website
OneMain Financial Personal Loan
1,300+ branches
- APR
- 11.99-35.99%
- Loan amount
- $1,500-35,000
- Term
- 24-60 months
Apply now
on the OneMain Financial website
on the OneMain Financial website
Capital Good Fund Immigration Loan
Pays immigration costs
- APR
- 15.99%
- Loan amount
- $1,501-20,000
- Term
- 48 months
Apply now
on the Capital Good Fund website
on the Capital Good Fund website
Cobalt Credit Union Personal Loan
Accepts ITIN, Nebraska and Iowa
- APR
- 8.99-17.75%
- Loan amount
- $500-30,000
- Term
- Up to 60 months
Only: NE, IA
Apply now
on the Cobalt Credit Union website
on the Cobalt Credit Union website
LES People's FCU Personal Loan
Accepts ITIN, New York City
- APR
- From 10.49%
- Loan amount
- Up to $20,000
- Term
- Up to 60 months
Only: NY
Apply now
on the LES People's FCU website
on the LES People's FCU website
CashUSA.com
Via application
- Loan amount
- $500-10,000
- Rate
- Example: 18.9% APR
Apply now
on the CashUSA website
on the CashUSA website
BadCreditLoans.com
Via application
- Rate
- Example: 19.9% APR
Apply now
on the BadCreditLoans website
on the BadCreditLoans website
Neighborhood Trust Federal Credit Union Personal Loan
Accepts ITIN, Upper Manhattan
- APR
- Up to 18%
- Loan amount
- Up to $10,000
- Term
- Up to 60 months
Only: NY
Apply now
on the Neighborhood Trust FCU website
on the Neighborhood Trust FCU website
Northwest Plus Credit Union Personal Term Loan
Accepts ITIN, Washington State
- APR
- 8.99-17.99%
- Term
- Up to 72 months
- Membership
- $5 deposit
Only: WA
Apply now
on the NW Plus CU website
on the NW Plus CU website
WECU Personal Signature Loan
Online application with ITIN
- APR
- 8.99-24.99%
- Term
- Up to 60 months
- Where
- Washington State
Only: WA
Apply now
on the WECU website
on the WECU website
Rize Federal Credit Union Personalized Loan
Accepts ITIN, most states
- APR
- 9.00-16.00%
- Loan amount
- From $250
- Term
- 2-5 years
Apply now
on the Rize FCU website
on the Rize FCU website
Questions people ask
Can I get a personal loan as an immigrant?
Yes. With an SSN you have the most choice. With an ITIN, about half of the lenders on this page lend: OneMain and a number of credit unions. Credit unions lend only to members from their area.