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CreditChances

Auto loans with an ITIN and for immigrants in the US

Filters · Auto loan
What are you looking for?
What do you have?
Amount$100 - $100,000+

7 offers found

KeyPoint CU

KeyPoint Credit Union ITIN Auto Loan

Accepts ITIN, no credit history

APR
4.24%-19.00% (new 2025-2026 cars)
Term
24-84 months
Membership
$10 deposit

Only: CA

on the KeyPoint CU website

WECU

WECU Auto Loan

Accepts ITIN, Washington

APR
4.34%-23.99%
Application fee
$0

Only: WA

on the WECU website

Fibre FCU

Fibre Federal Credit Union Auto Loan

Same rate as with SSN

Term
Up to 84 months
Rate
Example: 5.24% APR

Only: WA, OR

on the Fibre FCU website

Navy Federal

Navy Federal Credit Union Auto Loan

Military and families

APR
4.19-18.00%
Membership
Military and families
Application fee
$0

on the Navy Federal website

Cyprus CU

Cyprus Credit Union ITIN Auto Loan

Accepts ITIN, Utah

Term
Up to 84 months
You need
ITIN letter + driver's license
Where
Utah

Only: UT

on the Cyprus CU website

Cobalt Credit Union ITIN Auto Loan

Accepts ITIN, Omaha

Origination fee
$40
You need
ITIN + passport or consular ID
Membership
$5 deposit

Only: NE, IA

on the Cobalt Credit Union website

Latino CCU

Latino Community Credit Union Auto Loan

No credit history needed

APR
7.00%-9.00% (new cars, 84 months)
Loan amount
Up to $80,000
Membership
$8 one-time

Only: NC

on the Latino CCU website

Questions people ask

Can I get a car loan with an ITIN?

Yes, at a number of credit unions: KeyPoint in California, WECU in Washington, Fibre in Washington and Oregon, Cyprus in Utah and Cobalt in Nebraska and Iowa have auto loans for ITIN holders.