Kikoff
From $5 a month, 0% APR
- Monthly fee
- From $5
- APR
- 0%
- Reports to
- All 3 bureaus
Open account
on the Kikoff website
on the Kikoff website
Credit builder loans and cards for immigrants
Filters · Build credit
7 offers found
Self
Money back at the end of the term
- Monthly fee
- From $25
- APR
- 15.51-15.92%
- Reports to
- All 3 bureaus
Open account
on the Self website
on the Self website
Grow Credit
For subscriptions
- Monthly fee
- $0-12.99
- APR
- 0%
- Reports to
- All 3 bureaus
Open account
on the Grow Credit website
on the Grow Credit website
CreditStrong credit builder accounts (Revolv, Instal)
Reports to all 3 bureaus
- Monthly fee
- From $15
- APR
- Revolv 0%, Instal 15.61%
- Reports to
- Experian, Equifax, TransUnion
Open account
on the CreditStrong website
on the CreditStrong website
Experian Boost
Free
- Reports to
- Experian only
- Cost
- $0
- You need
- SSN + bank account
Open account
on the Experian website
on the Experian website
Extra Debit Card
Debit card, accepts ITIN
- Monthly fee
- $20/mo or $149/yr
- Reports to
- Equifax, Experian
Open account
on the Extra website
on the Extra website
Current Build Card
No annual fee, no interest
- Reports to
- Equifax, Experian, TransUnion
- Annual fee
- $0
- Account
- Current account required
Open account
on the Current website
on the Current website
Questions people ask
What is a credit builder loan?
A small loan where the lender keeps the money in a savings account while you make monthly payments. Your payments go to the credit bureaus, and you get the money at the end.
Can I build credit with an ITIN?
Yes. Secured cards from Capital One accept an ITIN, and the Extra debit card works with an SSN or ITIN plus a US government ID. Most credit builder apps, such as Self and Grow Credit, ask for an SSN.